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Regina Moore
President of CRC

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• Municipal Fee Facts

Cost Recovery Corporation (CRC), based in Dayton, Ohio, is committed to assisting municipalities in their efforts to recoup the costs expended by their Safety Services Departments at “crashes”.

Complex reporting, rising costs and increasing populations are demands that have been added to our Safety Services Departments. Tax dollars alone cannot sustain these increased costs. Federal and State budget cuts have forced cities all across the country to closely examine benefits of their current services and to determine the best utilization of tax dollars.

The majority of services provided at the scene of motor vehicle “crashes” are outside the scope of basic fire protection, criminal protection, investigations and apprehension of criminals, the primary functions of Safety Service Departments. Responding to motor vehicle accidents is a civil issue. Non-taxpayers cause a significant number of “crashes”, thus, taxpayers are forced to bear the burden of subsidizing these costs. If a municipality chooses to raise taxes, then all taxpayers pay for the transgressions of a few. It is an ineffective use of tax dollars, considering the true financial beneficiaries of Safety Services quick response, accident investigations and reporting are the insurance companies.

Insurance Rates

The implementation of this program does not increase insurance rates. Since the inception of the program in 1999, no citizens have ever had an increase in insurance premiums because of this program. Rates are controlled by the State Insurance Commissioner. The Property and Casualty insurance is extremely lucrative boasting record profits in 2006 and as a result, significant discounts on policies are being offered. However, if an insured causes an accident, the insurance company typically cancels the discounts, giving the appearance of a premium’s rate increase. They also cancel insurance policies to foster fear. This method of marketing by insurance companies leaves an impression in the consumer’s mind that each “crash” will increase their premiums. It is such an effective tactic, that 57% of all “crashes” are not reported (US Department of Transportation) and paid out-of-pocket by the insured. The law requires that we have insurance coverage; consumers are entitled and should expect COMPLETE coverage.

Taxpayers

The program requires NO OUT OF POCKET EXPENSE TO TAXPAYERS, and all costs recovered are a direct benefit to the taxpayers and the Safety Services Departments to insure an effective response time.

For more information visit www.municipalfeefacts.com